body				{ 	background-color: #DFDFDF;
								color: black;
								font-family: Arial, Verdana, Helvetica; 
								font-size: 10pt;							
							}	
							
							
		table  			{ 	font-family: Arial, Verdana, Helvetica; 
								font-size: 10pt; 
              			}


		td 					{	font-family: Arial, Verdana, Helvetica; 
								font-size: 10pt; 
							} 


		ul					{	font-family: Arial, Verdana, Helvetica; 
								list-style: disc;  
								font-size: 10pt;
								line-height: 140%;
							}


		ol 		    		{	font-family: Arial, Verdana, Helvetica;
								letter-spacing: 0pt;
								font-size: 10pt;
								line-height: 140%;
							}


		li           		{	font-family: Arial, Verdana, Helvetica;
								letter-spacing: 0pt;
								font-size: 10pt;
								line-height: 140%;
							}

		h3					{	font-family: Arial, Verdana, Helvetica;
								font-size: 14pt;
								font-weight: bold;
								line-height: 110%;
								margin-bottom: 0;
							}

		h4					{	font-family: Arial, Verdana, Helvetica;
								font-size: 12pt;
								font-weight: bold;
								line-height: 100%;
								margin-bottom: 0;
							}


		h5					{	font-family: Arial, Verdana, Helvetica;
								font-size: 10pt;
								font-weight: bold;
								line-height: 110%;
								margin-bottom: 0;
							}
							
		.h3navy			{	font-family: Arial, Verdana, Helvetica;
								color: navy;
								font-size: 14pt;
								font-weight: bold;
								line-height: 110%;
								margin-bottom: 0;
							}
							
							
		.heading			{	font-family: Arial, Verdana, Helvetica;
								color: #ffffff;
								font-size: 16pt;
								font-weight: bold;
							}

		.headingB			{	font-family: Arial, Verdana, Helvetica;
								color: #000000;
								font-size: 16pt;
								font-weight: bold;
							}


		.white				{	font-family: Arial, Verdana, Helvetica;
								color: #ffffff;
								font-weight: bold;
							}


		.bold				{	font-family: Arial, Verdana, Helvetica;
								font-size: 10pt;
								font-weight: bold;
							}


		A:link 			{	text-decoration: none; color: navy;}
		A:visited 			{	text-decoration: none; color: navy;}
		A:active 			{	text-decoration: none; color: navy;}
		A:hover 			{	text-decoration: none; color: red;}