The Bank of Finland has been the editor of the report.

The report deals with the role of banking markets in the Nordic countries and the details of each country's banking sector and its profitability, capital adequacy and efficiency. The report defines 'banking sector' as the combination of five sub-sectors: commercial banks, savings banks, co-operative banks, mortgage banks and other credit institutions (including finance companies and state lending institutions).

Because cross-border banking groups and mergers affect the interpretation of national banking sector data, the report includes comparisons of the large Nordic banking groups. Also included are an examination of the utilisation of modern banking technology and prospective trends of the Nordic banking sectors, as well as a comprehensive statistical annex.

Link to the report (pdf 627 kB)